Peace of Mind – AspireUSA

In order to provide maximum value to your organization, AspireUSA must know key particulars about your operations, personnel and processes; also, you must know the same of us. To this end, we embrace and initiate a thorough exchange of information.

This direction will facilitate our building together a healthy foundational start to our relationship. Also, it will give you peace of mind as we affirm for you our ability to provide you with the highest level of expertise, resources, service, leadership capacity and corporate character, which you must secure if you are to optimize the performance of your employee benefit program.

Finally, it will posture us to best represent and direct you. The more we know about you, the better we can serve you. You will find that our actions are consistent with our expressed words. Simply put, we do what we say we will do.

Following is a list of action steps we would take after the completion of an interview process that concludes in your hiring us as your Agent of Record: Note: You can hire us anytime to further your best interests, not just at your insurance renewal. Hiring us will not cause you to pay higher premiums or additional fees for our services.

Based on our audit findings, and in concert with our information exchange, we will work with you to build a strategic plan that will help your organization to achieve optimal employee benefit results. A highlight of specific areas we review are listed below.

Completion of a thorough employee benefit audit of your welfare area:

Lines of insurance you currently offer;
Plan design structure;
Budget considerations;
Employee contribution levels and possible structure modification;
Current funding structure and evaluation of available alternative options;
Your organizational culture;
Pros/cons review of whether consumer-driven health plan (CDHP) arrangements are worthwhile for your organization to consider;
Evaluation of reporting by insurer/administrator and determination of whether data are actionable;
Employee education and engagement
Completion of a market solicitation effort [value determination of your incumbent insurer(s), administrator/(re)insurer, prescription drug area, disease management, ancillary providers, etc. versus other market options], as deemed beneficial.

Evaluation of health risk management/wellness initiatives to improve your organization’s risk profile:

Health risk assessments, predictive modeling, chronic disease management, and health promotion programs/literature.
Employee education, empowerment and engagement possibilities.

With our professional guidance, a new direction is decided upon by your organization. We will collectively review in a clear and understandable fashion alternative welfare options that exist, along with evaluating the real and perceived positives and negatives associated with each alternative option. The chief objective herein is to ensure we work together to secure optimal insurance values and a strategic direction that will help your organization to best manage this vital, yet volatile area.

We will coordinate, oversee and manage all vendor transitions on your behalf to ensure that they fulfill all of their obligations on an accurate and timely basis. We will provide your organization and its employees with year-round service support, protection and advocacy.